Solutions Overview One Partner, Every Payment Solution
From processing payments to funding your growth, from in-store to online – discover all the ways Powerhouse Payments supports your business.
Powerhouse Payments isn’t just a credit card processor – we’re a comprehensive payment solutions provider. Below is a snapshot of our core offerings. Mix and match what you need, and let us tailor a package that’s perfect for your business.
Payment Processing
Credit & Debit Card Processing
Fast, secure, and affordable card payments for Visa, MasterCard, Amex, Discover and more. Whether you swipe, dip, tap, or accept payments online, our processing is backed by next-gen technology and transparent pricing that saves you money on every transaction.
Key Points:
No Long-Term Contracts
Stay flexible with month-to-month service.
Next-Day Funding
Get your money fast, without the wait.
EMV/NFC Compliant
Accept chip cards and contactless payments securely.
High Approval Rates
We support businesses of all types, including high-risk.
Interchange-Plus
We pass through exact card network costs and add a minimal margin – the most transparent pricing model.
Cash Discount Program
Offset processing fees by offering customers a discount for cash – effectively zero fees on card sales for you.

Point of Sale (POS) Systems

Point of Sale & Hardware Solutions
Upgrade your checkout with our modern, intuitive POS systems. We offer solutions ranging from smart terminals and wireless card readers to full touchscreen registers and tablet POS kits – all integrated with our payment platform.
Key features:
Inventory Management
Track stock levels, manage variants, and set reorder alerts
Sales Reports
Access real-time insights with detailed reporting and analytics
Employee Permissions
Customize user access for security and accountability
Receipt Printing & Emailing
Print or email receipts directly to customers
Tip Management
Designed for restaurants, including tip splitting and tracking
We provide devices like Clover®, PAX, and our own Powerhouse Smart Terminal—all configured to your needs.
We offer a plug-and-play setup with training included to get you up and running quickly. Ask us about our free placement program for POS hardware, where you may qualify for free terminals or POS systems with a contract.
E-Commerce & Online Payments
Online Payments & Gateway
Securely accept payments on your website, mobile app, or software platform. Our online gateway and APIs offer you flexible ways to integrate payments into any online experience.
Key Features:
Hosted Payment Pages
Secure, ready-to-use checkout pages.
Shopping Cart Integrations
Works with Shopify, WooCommerce, Magento, and more.
Payment Gateway Dashboard
Manage manual and virtual terminal transactions easily.
Recurring Billing
Automated subscription payments with flexible plans.
Includes advanced fraud prevention tools and full 3D Secure/SCA compliance to keep transactions safe and secure.

Mobile Payments

Mobile & Contactless Payments
Take payments on the go with our mobile solutions. Whether you’re at a farmer’s market or a client’s home, our mobile app and Bluetooth card reader turn your smartphone or tablet into a secure payment terminal.
Mobile Suite Features:
Tap (Contactless) Payments via Phone
Fast, secure payments with a simple tap using NFC-enabled devices.
QR Code Payments
Quick checkout by scanning a payment QR code.
Pay-by-Text Payment Links
Easy payments through secure links sent via SMS.
Accept Apple Pay, Google Pay, and other contactless payments effortlessly – meeting customer expectations for convenience.
Merchant Cash Advance & Funding
Business Funding Solutions
Need capital to expand or manage cash flow? Powerhouse offers Merchant Cash Advances and other funding options. Convert a portion of your future sales into cash-in-hand now.
Key Points:
Quick Approvals
Fast funding decisions to keep your business moving.
No Collateral Required
Get capital without putting up assets.
Flexible Repayment
Pay back with a small percentage of daily sales.
Additional Financing Options
Equipment financing, lines of credit, and more via partners.
Unlike traditional bank loans, our process is fast and simple – get a decision in hours and funding in as little as 1-2 days.

Analytics & Reporting

Real-Time Analytics & Dashboard
Make data-driven decisions with ease. Our online dashboard gives you a real-time view of your transactions and key business metrics.
Points:
Sales Trends
Analyze sales patterns to identify growth and seasonality.
Exportable Reports
Export reports compatible with QuickBooks and other accounting tools.
Custom Report Scheduling
Automate report creation and delivery on a set schedule.
Multi-Location Reporting
Compare and consolidate sales data across locations.
Identify peak sales times, monitor average ticket size, and track growth – all in one place.
Security & Compliance
Security, Compliance & Fraud Protection
We take security seriously, so you and your customers can transact with peace of mind. Powerhouse Payments solutions come with enterprise-grade security built-in.
Features:
PCI DSS Level 1 Compliance
We manage key security requirements to protect your data.
Point-to-Point Encryption (P2PE)
Encrypts card data from entry to processing.
Tokenization of Card Data
Replaces sensitive info with secure tokens.
AVS/CVV Checks
Validates cardholder address and security code.
Fraud Detection Systems
Detects and flags suspicious transactions early.
We provide support for PCI compliance scans and assist merchants in maintaining ongoing compliance with security standards.

Value-Added Services
Gift Card & Loyalty Programs
Issue branded gift cards and run loyalty/rewards easily through our platform.
QuickBooks/XERO Integration
Sync transactions to QuickBooks or XERO for seamless accounting.
Customer Engagement Tools
Email marketing or text alerts integrated (if any via partnerships).
All our solutions work together seamlessly. For example, your POS and e-commerce sales all feed into the same reporting, and your customer data ties into both, so you get a 360° view. You choose what you need – we’ll deliver a unified experience.
Not sure which solutions fit you? Our consultants are happy to design a package for your unique needs.